How many, if any, checks do you write per year?

shadowcat
Atlanta suburb
Less than 20 for me. The guy that cuts my lawn 9 months a year, my dentist because he give me 20% off for not using my credit card and a few independent contractors that have done jobs around my home such as tree removal.

I have not received any checks.

34 comments

Latest

Tetradon
3 years ago
15 or so. My house cleaners, and the occasional bill that doesn't have an electronic check option and charges a credit card fee.
misterorange
3 years ago
Well, It's been 15 years since I bought a condo, and my checks still have the address from my old apartment. I use them to mail in my property tax every 3 months. Or if I need to make a large cash withdrawal at the bank I'll write myself a check. Other than that, can't think of anything.
shailynn
3 years ago
Only use them when mailing certain bills, or withdrawing cash from the bank that’s more than what my daily ATM allotment allows. I’d say 20-25 a year is a safe bet.

Side not since I have not been clubbing or casinoing much since the beginning of the pandemic I rarely have cash on me. The only places I don’t use a credit card now are my barber, and I have to pay in cash every week to play in a rec basketball league, we leave money for the gym rental. I’m horrible, I even use a credit card if I go into a convenience store and by a 99 cent soda.
twentyfive
3 years ago
I don't have any checks from my bank, and just a few checks from my brokerage account, I haven't written a check other than to take some cash from my brokerage account in years.
elmer
3 years ago
Only two. Makes life simpler

i for yearly property tax

1 for auto & homeowners insurance

minnow
3 years ago
Idk, I lost count after 20 checks. One thing that I don't do is hold up the frigging line at the grocery store by writing a check for my purchase like some grannies seem to do. I get double points on my credit card for grocery purchases.
Leonard313
3 years ago
According to my checkbook: 40

Mostly rent and bowling
ilbbaicnl
3 years ago
I only seem to write them to send money to relatives.
Estafador
3 years ago
I'd be writing checks to my landlord if my roommate wasn't always living paycheck to paycheck.
Muddy
3 years ago
As little as possible. I hate writing checks. Getting my credit card on auto pay was a good idea.
ww
3 years ago
0 - everything done electronically. I would actually have to search to my find my book and would only consider writing one if electronic options aren't available or fail, which has never happened for me. I would also consider writing one if the electronic option has a fee that writing a check avoids - that used to be the case a while back, but I don't come across that much anymore.

I receiving a check is to cash is rare. I got a refund back from AT&T in the form of a check and couldn't recall the last time I held a check in my hand!

I remember way back when waiting for typically a lady holding up a grocery line while she dug up her book and takes her sweet time filling out a slip! Haven't seen that in years!
Icee Loco (asshole)
3 years ago
Zero
Icee Loco (asshole)
3 years ago
I've used cashiers checks before.

Back when I had a sugar momma she'd give me checks
IfIGottaBeDamned
3 years ago
Five or six per year. IRS and Maryland Comptroller if I have income tax due. (Refunds this year). And a few charitable contributions if I want a paper trail of the contribution but I don’t want to get added to their mailing list. I had my checks printed with no home address; just name and city.
skibum609
3 years ago
Maybe 100 per year personal and 500-600 work related. People still seem to cash em.
crosscheck
3 years ago
I'd say between 50-75 personal. Several hundred work-related.
FTS
3 years ago
It’s incredible that people still rely on that kind of monetary technology (paper and ink). With software platforms like PayPal, Venmo, CashApp, as well as cryptocurrencies like Bitcoin (and its Lightning Network), and stablecoins, it’s a wonder why anybody would go through the hassle of using checks.
Estafador
3 years ago
These check cashing places ain't going NOWHERE BABY! Saves me money on not pay cell phone bill taxes when I go to one.
bkkruined
3 years ago
property tax and maybe some random shit like a renewing a passport or a parking ticket?

2-3 a year, at most. Think I'm still working off the same book of 50 when I opened the account 10+ years ago.
whodey
3 years ago
I had to get my checkbook out of the desk drawer to see when the last time I wrote a check was and it was for my property taxes back in 2019. In fact, according to the carbon copies in the checkbook the last 6 paper checks that I wrote were for my annual property taxes until the county finally started taking electronic payments.
Ulrik79
3 years ago
Zero
nicespice
3 years ago
This year, I’m pretty sure it will be only one time I’ll do it. Because I’m about to make a large purchase and paying the full balance by check up front means I get a 10% discount.
rattdog
3 years ago
"It’s incredible that people still rely on that kind of monetary technology (paper and ink). With software platforms like PayPal, Venmo, CashApp, as well as cryptocurrencies like Bitcoin (and its Lightning Network), and stablecoins, it’s a wonder why anybody would go through the hassle of using checks."

maybe that's because people don't want to deal with the hassles of a company such as paypal freezing their accounts for any reason. i've been there, done that, and it sucked.

also maybe it's also because people have legitimate fears of getting their accounts electronically hacked. been there, done that, and that sucked just as much.
grand1511
3 years ago
Zero...haven't had a checkbook in my pocket for at least 15 years.
shadowcat
3 years ago
I did forget that I wrote personal checks for the purchase of my last house and last 4 cars.
FTS
3 years ago
"maybe that's because people don't want to deal with the hassles of a company such as paypal freezing their accounts for any reason. i've been there, done that, and it sucked. also maybe it's also because people have legitimate fears of getting their accounts electronically hacked. been there, done that, and that sucked just as much."

Banks can freeze your account just as easily as PayPal or Venmo, so having a checkbook doesn't help in that regard. This is why we have Bitcoin--if you take personal custody of your Bitcoins then nobody can censor your Bitcoin payments, and as long as you're not a dumbass (i.e. don't give out your password) you don't have to worry about your Bitcoins getting hacked.
Jascoi
3 years ago
I’ll guess I write maybe about checks a year now. taxes and a couple of bills primarily. sometimes I do receive a check for one reason or another.
Jascoi
3 years ago
30
jackslash
3 years ago
I write 2 or 3 a year. I pay my property taxes with a check but only because the city charges a fee if you pay by credit card or electronically.
gammanu95
3 years ago
It used to be nearly none, but more and more service providers are charging the customer for the credit card fees. I only use my banking card at ATMs, never as debit; so I have been writing more checks if I have the checkbook handy.
skibum609
3 years ago
Having a bowl of popcorn and writing checks isn't a hassle. Had a checking account for 47 years so it's not even noticeable. My firm's client trust account cannot be accessed on-line, and everything must be on a paper check, copied, filed etc. Can be audited at any time. I do my banking in person as well.
MajorBoobage
3 years ago
I've written fewer than 10 checks in the last year, and they've all been weird one-off stuff: Donation to the family at a funeral, electric bill when I moved out of my apartment because ComEd's online system wouldn't take a payment under $5 (even though the bill was for just a couple days so it was less than that), parking ticket in a horrible suburb that's too small to have an online payment system, etc. At some point I'm going to need to write a check and realize it's been months since I knew where my checkbook was.
Cashman1234
3 years ago
It’s roughly 20 checks a year for me. Likely the same groups each year that don’t take credit cards - and the IRS and state of NJ.
ElDuderino_AZ
3 years ago
I haven't written a check in over ten years. I click my bank app, fingerprint on the back of my phone to log in, and pay my bills that way. If I have to pay someone to trim the tree in the backyard or work on the pool pumps, I pull out cash.
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