Less than 20 for me. The guy that cuts my lawn 9 months a year, my dentist because he give me 20% off for not using my credit card and a few independent contractors that have done jobs around my home such as tree removal.
I have not received any checks.


Well, It's been 15 years since I bought a condo, and my checks still have the address from my old apartment. I use them to mail in my property tax every 3 months. Or if I need to make a large cash withdrawal at the bank I'll write myself a check. Other than that, can't think of anything.