In the past few weeks, I've had a couple of sugar babies want me to pay them via a Cash App. I don't have one and am not sure about it. I think the sugar babies don't like walking into their bank branch and depositing a lot of cash.
My fear is that I'm giving someone access to pull money out of my bank account. How many of you have used one ?
For these activities, I use cash and not a cash app. If they want the money, then they take cash. I'm never going to attach an electronic trail to these activities. Period. Full stop.
Assuming that these SBs are significantly younger than you, they aren't walking into the bank to make a deposit. Hell, most people our age hardly get any further than an ATM these days.
What I suspect is going on here is a lack of understanding or caring about the privacy / security risk. And, they also don't want to make that extra trip to the ATM to make a cash deposit. They just want the money to appear in their account with zero effort (aside from the obvious...) to get it there.
If you firmly give them the choice between cash or no payment at all, I suspect they'll take the cash.
I’ve never used one for a hooker, but I the Cash App with my grandad. It seems pretty decent. We set it up so that the money doesn’t go to his bank until he pushes the button because that either costs money or takes three days. He has a card hooked to his Cash App account that he can use as a debit card since when he needs the money he generally needs it when he asks.
I use them and they are wonderfully convenient. I wouldn’t use them for illicit activities because of the electronic trail they leave, but giving them access to my bank account? No problem.
IMO, you’re not seeing laziness. It’s just a generational gap. People their age do everything with their phones. Carrying cash or going to the bank is not part of their lives. You’ll need to convince them that it’s in their best interests to keep that part of their income off the grid.
They make think you are stupid. You may think they are stupid. Neither is right or wrong, you’re just speaking different languages with different points of reference.
I've never used a cash app and probably never will, especially for p4p given so much LE focus on these services here in N. FL.
I just find cash to be much more convenient for everyday nominal purchases. Every time I get in line behind someone who can't get his/her debit card or phone app to work right, it just confirms how I feel about this. When I'm in a convenience store, I just hand over a bill, get change and walk out. In restaurants I usually don't even need to wait for change - just leave a rounded amount that includes tip and walk. Etc.,etc.
I even use cash to pay for gas now after having one of my debit cards duplicated and then used at other gas stations. It was a pain in the nuts having to dispute the charges, wait for the new card and then change my auto pay information with vendors. Cash can't be hacked, which is yet another reason why I find it superior to all of the electronic options.
I’m not sure how it will fare from the customer end, but the TOS of most of those things is that adult services are NOT allowed to be used. And cashapp, etc can and will shut down provider accounts. What happens to the payer, no idea, but probably not in your best interest to be using it in case it gets you more scruitiny if she gets busted.
Granted, enough girls use it that it seems the risk isn’t *that* high...but it still seems dicey.
Now if you wanted to send her occasional small amounts, and don’t have time to see her in person, and want to be a swell guy, then sure go for it.
I want to met a stripper with a checking acct or with good credit. Most use a per pay Visa. Iv been ask to seen money via PayPal so she could pay her phone......my response was let it get turned off because you just got put on my blocked call list.
I didn't read the above. I've been using CashApp for about 2yrs and have had no problems. You don't share any banking info. You don't have to use your real name. Very common for sugaring.
After years of using Western Union and Moneygram, I’ve welcomed the CashApp. The old methods used lots of personal information and large fees. I’ve now been using the cash app and it’s anonymous and no fees. I recently had done a 15 minute VIP and frankly needed a little more time to finish what I started. I didn’t want to go use 5he ATM and yet didn’t have enough cash. She asked if I had the house fee for another 15 minutes, which i did, so I didn’t have to zip up. She took the house fee, walked to the gate keeper, naked as can be, paid for another 15 minutes, came back and we finished. She gave me her cashapp “ name” and I sent her the money with a tip in the morning. Obviously she knows me and knows I want to see her again. About 5 years ago I was in the same bind. This dancer used Square, an attachment on her phone, through which she ran my debit card. It showed on m6 card as “Mary’s Lounge”. There was a 5% handling fee on that but house funny money, which was my other option, was a 10% fee.
I use Venmo and CashApp extensively with SBs and ATFs. Works great, perfectly safe. With CashApp, you can use a handle to stay anonymous. But for the most part, we don't use electronic transfers unless we already have at least basic trust -- although it's HER, and not me, for whom trust is more important, since there are ways to pull back the money under certain circumstances. For that reason, I've never heard of an SB preferring CashApp over cash.
I'm not sure what risks you guys are imagining. I guess I get it if you have a spouse and don't want to risk having a written record. Otherwise, it's not something I worry about.
Cash is always the best way to go. With that said I just sent $75 by PayPal to a dancer in the last hour. Not the smartest move on many levels but she's always made it right. I never give more than I'm willing to lose. I never worried about losing money from my PP account used it for over 8 years. The downside is you do give up your identity with PP.
I'm not familiar with pay app or others types of app? Are there any that you can remain anonymous when sending money? If what gawker said is correct and I don’t dough him I will look into it.
Have not used it but seems convenient especially if said SB is far away and/or hard to see her at a moment's notice and one wants to give her $$$ for w/e reason
IMO, there is a near zero risk of them being able to "pull" money out of your account with the use of CashApp, Venmo, Zelle, PayPal, etc. They vary in terms of the ability of the recipient being able to ascertain the identify of the sender, but a degree of casual anonymity is available to at least some of those services. None of them are completely anonymous to a joint account holder/spouse, or agency with a court order.
For me, its not worth the risk of using an app to send money to a stripper. Too many ways it can go wrong. I use those apps to pay for many other things though.
As I have seen, the women seem to be able to handle cash and prefer it. I would not want to use the cash app because that still is traceable from both ends.
I would do cash. Maybe in some circumstances, a single guy who runs his own businesses, some excuse to be paying some or all of the girl's rent, something like that. Pay by check to landlord. That way it does not look so much like she has income.
I had asked if anyone had ever made one of their P4P women into an employee, or contact employee, hence not taxable income from your end. No responses on that.
Someone recently posted that they claimed all money spent on a TJ visit, as company "research". I would not feel comfortable with that.
Not a tax person, but to me it seems like paying girl's rent, car payments, car repair bill, gas or insurance bill, could be argued as a company expense so long as you document it. And then pay by check is better, and directly to the biller. If she is out of your home metro and you have regular business there, then of course you are subletting (no, sharing) her apartment or house. Might be sharing costs of her car too. Don't want it to look like she is making money. She is just allowing expenses to be reduced. Don't want it to look as though the girl has income.
There are people here though who would know radically more about business accounting and taxation, and who would know what can be gotten away with.
As I see it, there would have to be some advantage to using the cash app, and making it traceable from both ends, like it is a business expense, and then why not just use a check?
Otherwise just cash. Problem with cash is just pulling it off the books in the first place. But once you have that, or are comfortable with just having it be from your taxed salary, then you just hand it to her.
I would assume that the last thing the girl would do with it is deposit it in her bank.
Had long conversation with a girl about these things at local strip club. She wanted me to do her taxes. I declined that, but we talked and I looked up all the filing and payment trigger levels for state and federal for her.
Sugar babies there Warrior15. This is what happens when a guy gets a big income, the money just goes right through his fingers.
In my organization it will never need to be that way.
If it's on your phone and linked to your bank account, then it's not anonymous, not really. It might be more anonymous/secure than other payment systems, but it's still not as anonymous as green cash.
Correct, if it's on your phone many people have access to all of it. Once saw a test where a guy took to phones, one on and the other not even 'ON". Both were tracked. Tells me, nothing is safe.
“Once saw a test where a guy took to phones, one on and the other not even 'ON". Both were tracked. Tells me, nothing is safe.”
Slightly off topic Clubber is correct feds can track your phone even with it off that's why the {smart" bad guys will remove the batteries. I recently purchased a burner phone made by LG and those batteries is not removable. Best leave your phone home on your next bank heist
-->"If it's on your phone and linked to your bank account, then it's not anonymous, not really."
Ish, I guess it's a matter of who you need anonymity for. As a practical matter, with CashApp you're anonymous to your SB/stripper. Although ironically, I typically don't move to CashApp until I know her well enough that I don't care about anonymity anyway, she knows my full name, etc., and vice versa, by the time we get to using CashApp. Be that as it may, if you use CashApp, the only way she'll figure out it's you is maybe through a subpoena. But if you're engaged in the kind of stuff with her that could get you subpoena'ed, you have other problems.
From the government, yeah, they can get a subpoena. Under what conditions would they go through all that?
If I were still married, I suppose I might be paranoid enough that I'd avoid CashApp. For the rest of us, it's convenient and lower risk than many other things we do with our strippers
"... Be that as it may, if you use CashApp, the only way she'll figure out it's you is maybe through a subpoena. But if you're engaged in the kind of stuff with her that could get you subpoena'ed, you have other problems ..."
I used Venmo to send a monetary birthday gift. It was a no strings attached gift, but I feel I was very amply rewarded next time I saw her. The only downside was I later got hints for more gifts, which ignored, but I’m sure I would have gotten those anyway.
If she will give you her account number, you can go deposit money into her bank.
But I still would not use CashApp unless there was some real reason.
I am not cheating on an SO. So I have no need to buy anonymity and silence from women. But there are still other reasons for handling cash flows carefully.
Subra and Warrior, are these CashApps totally anonymous, like a bank account that the feds cannot tie to you, is it that good? Or do you mean just anonymous to the public, people like your girls?
I used Cash App to send money to my ATF once in a while for her birthday and Christmas. She’s the only one I ever used it for. Quick and convenient. Had the money in just a few minutes
-->"Subra and Warrior, are these CashApps totally anonymous, like a bank account that the feds cannot tie to you, is it that good? Or do you mean just anonymous to the public, people like your girls?"
sjg, specifically with CashApp, you can be anonymous to the person you are paying. The government -- and CashApp itself -- has all the records, though.
There is no way for money to be pulled from your account unless you authorize it.
Pros from a dancer's perspective: convenient, fast, no trip to the bank
Cons: real names are provided on both ends, the sender (you guys) can dispute charges so that the funds are reversed, none of the apps are sex worker friendly and the companies are known to close accounts that are being used for sex work (always use "groceries" or something instead for a memo).
doctorevil: I use venmo extensively, but usually with people whose names, emails, and phone numbers I know. But, I could have sworn that you needed to know one of those things to connect with someone on venmo? Am I wrong, is there an anonymous handle you can use? On CashApp, there is definitely an anonymous handle
Wiffle Waffle: paypal is easily reversible. I've never heard of CashApp being reversed outside of fraudulent use of an account. Do you know of cases?
In any case, all of these apps say they are meant to be used between people who know and trust each other, which I basically agree with. By the time I'm venmo'ing a stripper or SB, I know all their info (and to some extent, vice versa)
-->"Why would the OP's SB want to be paid via this when he could just shove cash into her cleavage?"
Most likely explanation, she's setting him up for a scam. Like before they meet, "hey shoot me $30 to get my nails done", he does, she ghosts. Otherwise, cash is always preferred for safety reason.
Alternative explanation, they know each other really well, she trusts him, so there's no safety issues (in her mind). So she'd rather not walk around with whatever her PPM is in cash
I'm in enough secret dancer and escort groups to have heard all varieties of girls getting fucked over by PayPal, Venmo, and CashApp. Either the companies closed accounts or reversed charges or the customers did.
-->"You cannot dispute a Venmo or Cash App transaction with the apps. That is misinformation, sorry."
What you just wrote is information, sorry :) Or, more seriously, CashApp and Venmo don't get easily reversed the way Paypal can. But if the CashApp was backed by a stolen credit card number or bank account, it WILL get reversed. The bank will not pay. CashApp will reverse it. I realize many people are not aware of this, but it is nevertheless true. That said, if someone dealing in stolen credit card and bank info, they are professional thieves.
Sorry, meant "What you just wrote is MISinformation" !! Anyway, here's one of many articles that explains the fraud angle: https://www.thebalance.com/venmo-scams-3…
wouldn't do it for adult transactions. You're only limited $250 per seven days and $1K/30 days. If girls are asking for more than that then you got to verify your ssn, which puts you on the hook for possible fees and taxes. Easier thing to do is just to keep it straight cash transaction. If you are caught using the cash app for anything outside their guidelines, they're sure to shut you down at LEAST!
"Most Venmo competitors, like Square’s Cash app, share the same core feature: You can send money with a few taps and swipes. Venmo is unique in that it has a social networking component. By default, all peer-to-peer Venmo transactions—aside from the payment amount—are public, to everyone in the world."
"
enmo’s insistence on mimicking a social networking app isn't just weird—it can have unnerving consequences. In July, privacy advocate and designer Hang Do Thi Duc released Public by Default, a site that taps into Venmo’s API to highlight how much information can be gathered about you from your public activity on the app. She was able to trace the exact spending habits of a couple in California, documenting what stores they shopped at, when they took their dog to the vet, and when they made loan payments.
"
This all confuses me.
21st century, you scary!!! lol ... Venmo "publishes" all transactions on a timeline-like feature by default. So we all put in little funny explanations. So you might look and see a transaction "Jayce paid Janice $35 thanks for last night beyoch" or whatever. If you go into your profile you can turn that off and make all your transactions private, which is what all sane people do
Since writing my comment I’ve had a problem with cash app. I sent $25 to my CF and an hour later she hadn’t received it. I sent it again and have 2 debits of $25 on my debit card for CashApp but she only got one. I’ve gone looking for help and have asked her to check if she has other accounts linked and she says no, so I’ve got to go in search of it.
Once with PayPal I sent money to my ATM and she had forgotten to change her recipient debit card when she changed banks, so it “deposited” the money in a non existent account. I had to wait 30 days for my refund but it came back to me.
I don't know because I haven't tried, but I think it is unlikely in the extreme you can be "off the grid" and use cashapp/venmo etc. The financial system is federally regulated and I'm pretty sure they can identify you.
I'm not sure why people care about such anonymity anyway. I need to be anonymous from my sex worker. But I'm not laundering money or anything, I don't care if the gubmint can figure out I sent $200 to someone. I suppose if you're married an in an at-fault state, you might want to make sure your transactions aren't discoverable by your spouse?
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Assuming that these SBs are significantly younger than you, they aren't walking into the bank to make a deposit. Hell, most people our age hardly get any further than an ATM these days.
What I suspect is going on here is a lack of understanding or caring about the privacy / security risk. And, they also don't want to make that extra trip to the ATM to make a cash deposit. They just want the money to appear in their account with zero effort (aside from the obvious...) to get it there.
If you firmly give them the choice between cash or no payment at all, I suspect they'll take the cash.
IMO, you’re not seeing laziness. It’s just a generational gap. People their age do everything with their phones. Carrying cash or going to the bank is not part of their lives. You’ll need to convince them that it’s in their best interests to keep that part of their income off the grid.
They make think you are stupid. You may think they are stupid. Neither is right or wrong, you’re just speaking different languages with different points of reference.
If you need to ask the question, you shouldn't even be allowed to carry cash!
BBBJ from Lexus
Or
3sum w/Diamond & Glitter
I just find cash to be much more convenient for everyday nominal purchases. Every time I get in line behind someone who can't get his/her debit card or phone app to work right, it just confirms how I feel about this. When I'm in a convenience store, I just hand over a bill, get change and walk out. In restaurants I usually don't even need to wait for change - just leave a rounded amount that includes tip and walk. Etc.,etc.
I even use cash to pay for gas now after having one of my debit cards duplicated and then used at other gas stations. It was a pain in the nuts having to dispute the charges, wait for the new card and then change my auto pay information with vendors. Cash can't be hacked, which is yet another reason why I find it superior to all of the electronic options.
Granted, enough girls use it that it seems the risk isn’t *that* high...but it still seems dicey.
Now if you wanted to send her occasional small amounts, and don’t have time to see her in person, and want to be a swell guy, then sure go for it.
About 5 years ago I was in the same bind. This dancer used Square, an attachment on her phone, through which she ran my debit card. It showed on m6 card as “Mary’s Lounge”. There was a 5% handling fee on that but house funny money, which was my other option, was a 10% fee.
I'm not sure what risks you guys are imagining. I guess I get it if you have a spouse and don't want to risk having a written record. Otherwise, it's not something I worry about.
I'm not familiar with pay app or others types of app? Are there any that you can remain anonymous when sending money? If what gawker said is correct and I don’t dough him I will look into it.
CashApp
For me, its not worth the risk of using an app to send money to a stripper. Too many ways it can go wrong. I use those apps to pay for many other things though.
I would do cash. Maybe in some circumstances, a single guy who runs his own businesses, some excuse to be paying some or all of the girl's rent, something like that. Pay by check to landlord. That way it does not look so much like she has income.
I had asked if anyone had ever made one of their P4P women into an employee, or contact employee, hence not taxable income from your end. No responses on that.
Someone recently posted that they claimed all money spent on a TJ visit, as company "research". I would not feel comfortable with that.
Not a tax person, but to me it seems like paying girl's rent, car payments, car repair bill, gas or insurance bill, could be argued as a company expense so long as you document it. And then pay by check is better, and directly to the biller. If she is out of your home metro and you have regular business there, then of course you are subletting (no, sharing) her apartment or house. Might be sharing costs of her car too. Don't want it to look like she is making money. She is just allowing expenses to be reduced. Don't want it to look as though the girl has income.
There are people here though who would know radically more about business accounting and taxation, and who would know what can be gotten away with.
As I see it, there would have to be some advantage to using the cash app, and making it traceable from both ends, like it is a business expense, and then why not just use a check?
Otherwise just cash. Problem with cash is just pulling it off the books in the first place. But once you have that, or are comfortable with just having it be from your taxed salary, then you just hand it to her.
I would assume that the last thing the girl would do with it is deposit it in her bank.
Had long conversation with a girl about these things at local strip club. She wanted me to do her taxes. I declined that, but we talked and I looked up all the filing and payment trigger levels for state and federal for her.
Sugar babies there Warrior15. This is what happens when a guy gets a big income, the money just goes right through his fingers.
In my organization it will never need to be that way.
SJG
I think if they really really wanted to, they could trace through bit coin.
SJG
Correct, if it's on your phone many people have access to all of it. Once saw a test where a guy took to phones, one on and the other not even 'ON". Both were tracked. Tells me, nothing is safe.
Slightly off topic
Clubber is correct feds can track your phone even with it off that's why the {smart" bad guys will remove the batteries. I recently purchased a burner phone made by LG and those batteries is not removable. Best leave your phone home on your next bank heist
Ish, I guess it's a matter of who you need anonymity for. As a practical matter, with CashApp you're anonymous to your SB/stripper. Although ironically, I typically don't move to CashApp until I know her well enough that I don't care about anonymity anyway, she knows my full name, etc., and vice versa, by the time we get to using CashApp. Be that as it may, if you use CashApp, the only way she'll figure out it's you is maybe through a subpoena. But if you're engaged in the kind of stuff with her that could get you subpoena'ed, you have other problems.
From the government, yeah, they can get a subpoena. Under what conditions would they go through all that?
If I were still married, I suppose I might be paranoid enough that I'd avoid CashApp. For the rest of us, it's convenient and lower risk than many other things we do with our strippers
I once had a dancer subpoena my penis
Be careful out there
But I still would not use CashApp unless there was some real reason.
I am not cheating on an SO. So I have no need to buy anonymity and silence from women. But there are still other reasons for handling cash flows carefully.
SJG
How the fuck??? She walk up to court and say, "Your honor, I demand a micro-subpoena!"
SJG
This?
https://cash.app/login?return_to=account…
^^^ doesn't even look like it works, looks real flakey.
http://financialapps.world/apps/finance/…
https://en.wikipedia.org/wiki/Cash_App
SJG
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Leonard Cohen - The Partisan - 1969, Paris
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Leonard Cohen, The Partisan (Live in Spain, 1988, Basque Country)
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Mark Knopfler - Brothers In Arms (Berlin 2007 | Official Live Video)
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Pink Floyd - Pigs (Three different Ones)
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Pleaser Black or Red
https://pleasershoes.com/collections/sho…
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sjg, specifically with CashApp, you can be anonymous to the person you are paying. The government -- and CashApp itself -- has all the records, though.
I cannot see why the OP's girl would want to be paid that way, instead of cash. But for long distance transfers, seems reasonable.
SJG
Pros from a dancer's perspective: convenient, fast, no trip to the bank
Cons: real names are provided on both ends, the sender (you guys) can dispute charges so that the funds are reversed, none of the apps are sex worker friendly and the companies are known to close accounts that are being used for sex work (always use "groceries" or something instead for a memo).
Wiffle Waffle: paypal is easily reversible. I've never heard of CashApp being reversed outside of fraudulent use of an account. Do you know of cases?
In any case, all of these apps say they are meant to be used between people who know and trust each other, which I basically agree with. By the time I'm venmo'ing a stripper or SB, I know all their info (and to some extent, vice versa)
Why would the OP's SB want to be paid via this when he could just shove cash into her cleavage?
SJG
Leave the panties off of course:
https://flirtylingerie.com/cupless-corse…
Larsa Pippen
https://www.yahoo.com/entertainment/lars…
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ELP | Emerson, Lake & Palmer - 40th Anniversary Reunion - Full Concert ᴴᴰ 2010
https://www.youtube.com/watch?v=MyAtw0DV…
Most likely explanation, she's setting him up for a scam. Like before they meet, "hey shoot me $30 to get my nails done", he does, she ghosts. Otherwise, cash is always preferred for safety reason.
Alternative explanation, they know each other really well, she trusts him, so there's no safety issues (in her mind). So she'd rather not walk around with whatever her PPM is in cash
So could someone use these apps under a totally fictional identity?
To convert your balance to cash, do you need to transfer it to a conventional bank? That would of course let the feds see who you are.
SJG
TJ Street
https://tuscl.net/photo.php?id=2081
https://tuscl.net/photo.php?id=3513
https://tuscl.net/photo.php?id=1132
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Stockroom
https://www.stockroom.com/neon-angel-bus…
https://www.stockroom.com/neon-angel-bus…
https://www.stockroom.com/full-curves-le…
https://www.stockroom.com/women-s-buckle…
Leave the panties off of course:
https://flirtylingerie.com/cupless-corse…
Larsa Pippen
https://www.yahoo.com/entertainment/lars…
https://www.hawtcelebs.com/wp-content/up…
https://pmchollywoodlife.files.wordpress…
https://celebrityphotos.club/wp-content/…
ELP | Emerson, Lake & Palmer - 40th Anniversary Reunion - Full Concert ᴴᴰ 2010
https://www.youtube.com/watch?v=MyAtw0DV…
CASH ONLY.
SJG
You cannot dispute a Venmo or Cash App transaction with the apps. That is misinformation, sorry.
Also please just don’t be a piece of shit who does that. 👌🏼
What you just wrote is information, sorry :) Or, more seriously, CashApp and Venmo don't get easily reversed the way Paypal can. But if the CashApp was backed by a stolen credit card number or bank account, it WILL get reversed. The bank will not pay. CashApp will reverse it. I realize many people are not aware of this, but it is nevertheless true. That said, if someone dealing in stolen credit card and bank info, they are professional thieves.
But for other uses, I can join Cash App and Venmo and be untraceable by even the feds?
How do I get money in and out, cause using another conventional bank account would out me?
SJG
"Most Venmo competitors, like Square’s Cash app, share the same core feature: You can send money with a few taps and swipes. Venmo is unique in that it has a social networking component. By default, all peer-to-peer Venmo transactions—aside from the payment amount—are public, to everyone in the world."
"
enmo’s insistence on mimicking a social networking app isn't just weird—it can have unnerving consequences. In July, privacy advocate and designer Hang Do Thi Duc released Public by Default, a site that taps into Venmo’s API to highlight how much information can be gathered about you from your public activity on the app. She was able to trace the exact spending habits of a couple in California, documenting what stores they shopped at, when they took their dog to the vet, and when they made loan payments.
"
This all confuses me.
Sex Tech
https://www.wired.com/story/sex-tech-at-…
SJG
21st century, you scary!!! lol ... Venmo "publishes" all transactions on a timeline-like feature by default. So we all put in little funny explanations. So you might look and see a transaction "Jayce paid Janice $35 thanks for last night beyoch" or whatever. If you go into your profile you can turn that off and make all your transactions private, which is what all sane people do
Once with PayPal I sent money to my ATM and she had forgotten to change her recipient debit card when she changed banks, so it “deposited” the money in a non existent account. I had to wait 30 days for my refund but it came back to me.
Can you use CashApp with anonymity even from the feds?
SJG
I'm not sure why people care about such anonymity anyway. I need to be anonymous from my sex worker. But I'm not laundering money or anything, I don't care if the gubmint can figure out I sent $200 to someone. I suppose if you're married an in an at-fault state, you might want to make sure your transactions aren't discoverable by your spouse?
If these cash apps allow alias identities and you don't go through other banks, how can the feds tell?
Well, they can trace internet traffic.
Anyone use TOR or anything else, VPN, like it?
SJG