What Do You Still Use Cash For?
sinclair
Strip Club Nation
I strictly use credit cards for 95% of my purchases nowadays. There are several advantages. (1) Credit cards give rewards like free flights, free hotel nights, cash back, etc. (2) It is quicker to swipe a card then count out money. (3) I save time not having to keep going to banks or ATM's to replenish cash. (4) The wallet is alot thinner with a couple credit cards versus wads of cash.
What things do you guys buy with cash?
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Yeah, going to an ATM used to be a regular task. Now, I only go to one when I'm getting ready to monger.
- Discounts for cash payment at places like the dry cleaner or a couple of local gas stations. Also places like auction houses and other small businesses that charge a 5-10% fee for credit card transactions.
- Tips at restaraunts/bars etc so I can make sure the person I want to tip actually gets it instead of the business taking a cut. Plus it gives them instantly available funds that can really make a difference to many of the people that work in the jobs.
- Cash only businesses such as farmers markets, one local nightclub, a couple of local food trucks and my addiction to flea markets.
- The neighborhood kid that cuts the grass and shovels the driveway for me.
I was told once that it's better to tip cash so there is no paper-trail - thus when it comes time for them to do their taxes they can claim they made less than they really did and get a bigger refund.
It depends on your priority, but if you like the convenience of using credit card, it will cost you more, simply due to human behaviors.
SJG
The only places I use cash are strip Club and barber shop
To me, a debit card is safer. If you lose cash, it can’t be traced. You can put a hold on credit card and even get money back that was used by thieves
Some hotels are cash only, surprisingly.
Restaurants and gas stations that charge a fee for cards.
I think though that even if I had a “real job” I’d still rather use cash for restarants tho. It’s nice being able to throw down enough cash for the bill and tip and walk out immediately, as opposed to waiting for the ticket back for signature and tip. It’s a minor thing but yeah.
Of course women. lol
check out what i gotta say about it:
started about a decade or so ago--started using cash to get myself outta credit card debt. then i quickly fell in love with it. now i rarely use credit cards. use cash everywhere i go.
and call me a lame weirdo, but i also keep a change purse (of sorts) attached on my keychain. and i now pick up loose coins wherever and whenever i see 'em in the street.
sounds like i'm joking, but i'm not.
only thing that bothers me now: y'all be surprised how many grown ass adults don't know how to count cash anymore. and it feels like it's getting worse. i get the wrong change handed to me almost daily.
i'm this close to finally paying off a personal loan i got years ago, and this one grown-ass chick i go to see to drop off my monthly payments, doesn't know how to count cash. i'll sit in her office (because up until 2 months ago, they accepted cash payments in person, for years) she'd ask how much i'm paying. i'd mumble it to test her. she fakes like she's counting it carefully, in front of me and i can easily tell she has no clue how to count money. no eye contact with me and she's hella nervous. totally amazing, right. it's 2019. and she's american. grown ass woman too. and then she types in her computer what amount she thinks she heard me say. it's always off by like $15-20--in my favor. so i don't say anything and it's why i keep going to her office instead of anywhere else. lol. it's so real, she not only gets the dollar amount wrong, she gets the change amount wrong, too. so she really can't count money. even when it's really easy change like a quarter, a dime and a penny. she doesn't know what that amount is. oh and of course, i never pay the amount that i actually owe, i always overpay weird ass amounts on every bill i ever owe, always. so, if i owe $50 for the month in repaying my personal loan, i'll pay $114.56. she knows that i'm always doing random, crazy amounts and it's never the same month to month. so, she'll type in her computer and i'll see on the receipt: $136.19 or something instead of the actual $114.56 i gave to her. only once did she shortchange me a few dollars. i let it slide.
was this close to telling her manager the first couple times it happened but i don't wanna see her get fired because of me--believe it or not, i felt guilty, like, who else pays cash this day and age--it's my fault. and like i said, it's been totally in my favor so far, so why speak up now. i'm always amazed when i walk in and see her still working there.
you can bet i know all the spots where to pay my bills. cell phone, cable TV, etc, they got kiosks in their respective buildings that take cash, so i pay cash to them. i don't use automatic bank pay. this is better for me, anyway. and this is why i started picking up loose change in the street and putting it in my "coin purse" on my keychain. it's like everybody in the world is unknowingly helping me pay my bills by dropping loose change everywhere. so, thank you for dropping your pennies and nickels in parking lots, etc.
since many of yall use plastic to pay, y'all probably don't know that for almost 10 yrs now, you can pay off bills at 7-11 and dollar stores. yep. that's what the private loan folks got me paying now since they no longer accept cash in their office. they texted me a bar code. i go to 7-11 and 7-11 scans the bar code from my cell phone. it pulls up my account and i pay whatever i want, whenever i want. since 7-11 is open 24 hours. as long as your payment is like at least $2.00, you can pay.
so this is like i said, another reason why i'm scooping up loose change from the ground whenever i find it, daily. better believe i'm adding that loose change to my personal bill payments via 7-11.
and i dunno about your town, but around here, some overnight mcdonald's kinds shuts down at a certain part of the night and only accepts cash. and i'm always smiling like, yep, i got cash.
actually, i've really honed my skills now that i always keep an eye out for loose change everywhere and anywhere
i mentioned in another thread that i park in the visitor parking of my complex since my neighbor always got her family parked in my spot. few months back, after i parked, i'm walking to my home from visitor parking, i spot a folded up $20 on the curb. it was 3am. my skills are really getting sharp. can't say a metal detector picking that up.