You are about to walk into you favorite SC one evening when a man you recognize as Michael Anthony, executive secretary to the fabulously wealthy John Beresford Tipton, Jr., approaches you and hands you an envelope explaining that it is a tax-free gift from his employer. Anthony then vanishes around the corner never again to enter your life. Looking inside the envelope you find, alas, not the usual million dollar cashier's check (apparently Tipton was having a bad week or just feeling cheap), but 100 crisp 100 dollar bills ($10,000).
How much of that 10 grand do you have on you after your visit to the SC (or do you even go)?


Divert to the bank, deposit most of it, keeping about $500-1,000 out, depending.
My SB needs a new car, so no point in wasting it on the unknown when I can go spend it on a sure thing.