My Toronto OTC sweetie has been bombarding me with e-mails about a career change she is planning. She is 43, still hot and an exemplary performer in the sack (#2 on my lifetime list). Also very smart (speaks 5 languages and has a degree from a university in Hungary). Her plan is to open a chic boutique of fashions for ladies of 'a certain age'. My sweetie claims to have savings of $500k and is asking me for a further $1mil in financing for this cack-handed venture. JEEZUS!! Businesses like this in Canada have a survivability rate less than that of restaurant start-ups!
If this lady really does have $500k in savings I know a conservative fully hedged oil and gas LP with an after tax return of 8.5% that would be perfect for her. Of course, she will have none of that. I made the mistake of bringing her to Rancho farmerart for a weekend so she knows that I have a few bux after seeing my joint. There is no chance of me pissing away $1mil in this fantasy.
Declining her invitation to invest in this moon shot probably means no sexy holiday with her in Hawaii for me at New Year's this season.
Why does life have to be so complicated?


Just say "no". They always act all frumpy when you don't "loan" them money, but then come back to work for it later. There is never any harm down by turning them down for a "loan".
Every stripper knows as well as you that "loaning" money to one is like setting it on fire. They might put on a show but won't take any real offense.
If she is as smart as you claim I bet you can talk her into that 8.5% oil fund.