Where are you thinking about retiring too? Gonna hunker down and stay? Planning to go somewhere else, if so where you thinking?
If you already retired, what made you go? You happy you did? What do you think life would be like if you stayed were you were?
^^^ :) :) :)
SJG
I'm 80 years old and retired 13 years ago. I am staying right where I am at. I have a 2 bedroom 1500 sq ft house in a senior citizen community that is paid for. All of my immediate family is in the area. The strip club scene has dropped off but it is still a better value than in a lot of other places. I have friends here too. Why move?
Shadow: Does your community realize that you are TUSCL royalty?
I'm thinking Tijuana Mexico after I am successful in liquidating the rest of my s*** here in Arizona and California. I have four grown children and nine grandchildren in Arizona and New Mexico and I want to be somewhat close to them to visit now and then.
My loose plan is to move to a free state. That said, the places I was thinking about going -- the Phoenix area being the top contender -- all seem to be headed for rough times as it gets progressively hotter, so I dunno. There's always Prescott I suppose. Staying put where I am is an option, but I wouldn't mind getting some of the money out of my house. Probably depends to an extent on where my kids end up
I'm 65 but have decided to stay where I am. I've lived here in Indianapolis my whole life and my friends and family are here. The local strip club scene is decent, with eight clubs I like within about an hour drive. The city and the strip clubs are in a slow decline, but it seems like the whole country is in a slow decline so moving isn't going to get me away from that. I do keep moving further and further out into the suburbs to get away from increasing urban crime so that helps.
I will be on the road, expanding The Organization. I believe that this will go on for 10 years.
Settling down some place after that could still be in the SF Bay Area, but with a preference to Tijuana and to wide open places in the US South West
SJG
Subraman... if I had a to-do again, I would choose Prescott. Now I can't afford it. 48 years ago I shoulda moved there. I would have had a nice place and it is definitely four season but at about 5000 feet elevation it's doable even in the summer. And they have an 'in and out' and Costco!!! And I would have avoided my now ex-wife!!!!!
What is this "retiring" thing you speak of ? I haven't had a paycheck in years, but I look over businesses and investments. I will probably sell the business that I spend the most time in about 5-7 years. Put that money into over passive investments. But I don't see myself ever totally stopping working. What would I do ? Watch Jerry Springer all day ?
I currently LIVE in Nashville TN but most of my investments are in Florida. I'll probably keep flying back and forth for the foreseeable future.
Don't think retirement is on the horizon for me. I just hope I go out with a smile on my face (and she leaves my id so I get identified faster lol).
I'm happy here, friends and family are all nearby I just retired recently and am still finding my place, I've lived here in my home for about 25 years and have no Immediate plans to move, but I might consider the beach, which is less than 15 miles from where I live now,in a few years.
Oh man, retirement sounds boring. I plan to work a primary job, do high priced consulting on the side, write books, and volunteer, until I'm physically incapable.
Once that happens, somewhere my loved ones can take care of me. That's all that matters.
The last time I worked a paying job was 4 and 1/2 years ago at the company that I used to drive for full-time in my '50s. So I survive now on my teamster pension with no cola and social security. Unfortunately, I got to send a huge chunk of money to my ex-wife every month. I really should get another job cuz I can use the money but I like the freedom and flexibility of going where I want pretty much anytime I want to. And as it is, I go from my place in Arizona to my cabin in California and Tijuana back and forth back and forth whenever I want to. But yes, I can use the money of a good steady job... Maybe I need to find a internet type job where I can do it wherever I am...
Someday I would like to work less hard... but honestly I'd be boarded out of mine mind if I had nothing to do. I need a hobby other than strippers, maybe one that makes money instead of takes money ;)
I'm going to crash with Gawker and clean up on his sloppy seconds!
Imma return to tha NC. Make my birthplace better for all.
Who the fuck am I kidding? My job is being a rick. That’s the coolest job on the planet. I ain’t never gonna retire from being a rick. ROAR!!!
Tha plan is to work 4 more years; take a 6-month ski trip; get the house ready to sell and then when sold move to our Retirment home on Lake Champlain. Its remote, rural, the people mind their own business, and the cold keeps it pretty much limited to people who can tolerate seriously cold winters. The lake is incredible and sunsets over the water with cocktails on the deck are amazing.
I would get bored not working. I think you should work as long as you're able bodied. Otherwise you'll just waste time and deteriorate.
You need a balance in life. Some days you just work out and sleep. Other days you smoke weed all day and fuck stripper hoes. Sometimes it's all work.
If there was more money to be made there I'd love new Mexico
Lake Champlain is huge, and there are only so many places where you can cross it.
sJG
Doesn't it get cold there during the winter?
If so... I'm such a wussy. I couldn't take it.
@jascol Do you feel like your pension is lower than it should be because of bad management of the union pension fund?
Jascoi, yeah Mediterranean weather in Prescott, just like here in the bay area. And it might be expensive for AZ but super cheap compared to the bay area, so I could pocket a lot of my equity (if home prices stay up, which they might not). I just don't like being 90 minutes from the nearest major city, but otherwise it seems great. I have lots of friends in Phoenix, but 145 days over 100 degrees, and 53 days over 110 degrees... doesn't sound so fun!
My biggest single gripe is no cola. I'm sure the union officers DO have a cola on their multi pensions...but not me. I'm just a low life rank and file fool that drove 4 million miles in 40 years...
Phoenix (and the valley of the Sun) is just too hot to live year-round. I lived in Surprise which is the Northwest portion of the valley for 7 years back in the mid-90s and until 2003. Then I moved to my present location kingman in 2003 to continue working for a competing company after the company I worked for in Flagstaff and then Phoenix went bankrupt.
Again, if I had my choice I would choose Prescott. Probably the single best place in all of Arizona.
Just a 8 hour drive from Prescott to a little slice of heaven. Tijuana.
Gonna be sorry you got me started on this.
If I retire before 65, the big issue is not getting stuck with five figure medical bills. Worries me that the Trumpistas came within one vote of gutting Obamacare. So I'd want to pick a state that would keep the maximum cost of decent insurance in the mid three figures per month, or at least under a grand, even without Obamacare. So maybe a town in Massachusetts. near Providence. Or Escondido north of San Diego. I prefer to rent, a studio or one bedroom is fine, and I don't want to go much over a grand a month. Or I could live in Mexico. The question with that is whether to deal how dangerous TJ is, or live in a safer city. But I suspect that places in TJ like HK may be the only ones in Latin America where the women who provide P4P are neither hard pimped nor unbearably clingy.
Once I get Medicare, it gets easier, lots of possibilities, and I don't have to consider any place with snow and ice for a third of the year or more. In addition to Escondido, I could look at East St. Louis, Houston, San Antonio, El Paso, Atlanta, Miami.
Escondido is a nice place. The only problem is... it's in California.
And South Florida like Tampa and Miami and such is also nice. When I stayed in Tampa for a week and then Miami for a week back in 2013, it was delightful in December. I think the lowest temperature I saw was 67°.
And tropical bar in South Beach was awesome!!!
@ilbbaicnl. It would be very tough to find any rent in Escondido for $1K per month these days. Just a quick google of average rent in Escondido said $2K. There are no strip clubs within a 40 minute drive and the ones that close are not very good. On top of that, you get to pay the $1 per gallon premium to live in sunny CA thanks to the crazy taxes here.
I was luck enough to pay off my San Diego condo well before retirement but I don't think I would even want to buy my place in this current market. My mortgage payment would require me to work a lot longer at today's prices.
Vermont most likely, but we'll see.
At least Tijuana is only an hour away from Escondido...
Assuming that you leave early enough in the afternoon to beat the rush hour traffic to the border...
50 years ago I was in the US Navy station in imperial Beach and floating out of North Island Coronado on a world war II vintage aircraft carrier. My folks still lived in upland, California so I would frequently drive on the weekend up and down I-15/395 to Corona and then on the surface streets to upland. North of lake Elsinore. It was just a two-lane road. And likewise south of Temecula to Escondido it was a two lane road. Now it's a four-lane in each direction interstate and it gets so f***** up with traffic in the afternoon, especially northbound into the Temecula- Murrieta Winchester avenue area. It just amazes me the huge increase in population and traffic.
“even without Obamacare”
I just read that Obamacare premiums are going up over 50%.
After the Apocalypse, I'm going to search for nicespice in the wilds of South Dakota, so I can make it rain cigarettes on her.
Prescott
The real estate correction in Arizona has begun. The number of homes on the market is up 60% in Phoenix. I believe the predictions of a 30% correction in price, with rural areas being bigger ( thanks to gas prices ). Give it a year and find a bargain.
Me personally. I love Southern California. It has everything I like. Beautiful scenery, beautiful women, great weather, some awesome strip clubs, overall Los Angeles in particular is just one super slutty city. I always have fun when I go to LA. I would probably try move down there if I could. But the politicians there are just so fucking crazy, I don't think I could and I'm really uncertain about California's future.
I'm probably thinking Texas or Florida. I've had it with cold. And I live on the coast too imagine going inland, darker, colder. For the Northeast standards gets a lot of sun and it's somewhat moderate climate relatively but it's still too damn cold for too long for me. I didn't mind Phoenix summers just around noon you got be inside somewhere, other than that I was good when I visited, I can do that. I'm a long way off from retirement though but hey who says you can't get a head start.
Muddy. When I was younger, absolutely ditto.
I lived in LA, near the beach, in the 70s. It was heaven.
No longer.
I have my eye on Texas as well, but that is because of personal reasons. If there are no personal reasons…meh, probably better to wait and eyeball how things are with derpcot. Texas would rather focus on more important issues like fetuses.
Muddy. I'm going to probably split my retirement between Phoenix and San Diego. With an emphasis on establishing residence in AZ so I can at least avoid some of the crazy politics and taxes of California.
I'll keep my place in San Diego as an escape from the AZ summer since I don't have a mortgage on it any longer. Phoenix has some decent clubs and I went to college there so I am very familiar with the Phoenix area.
Texas, Florida and Tennessee are nice states to look at because they don't have state taxes. However, they do hit you with other taxes that you would have to consider if moving there and plan to own propterty.
Nothing firm. We don't even know where the SSA will peg retirement age in 25-30 years, although I don't think there will be SSA by then. I've also got my 401(k), an IRA, and several investments to make sure I can retire comfortably when I'm ready. I'm already in FL, although I'm not in love with it. I'll just have to see what comes and adapt to make sure I have the best retirement I can.
DS. You're so oblivious.
Desert scrub. Don't mind me. I'm just a promoter for Tijuana, especially Hong Kong club.
For me, a combination of mongering, year round weather, outdoor recreation and reasonable cost of living are all important considerations for retirement.
Vermont would be tempting for its combination of outdoor recreation and access to the mongering scene just across the. border in Montreal. But it is cold as fuck during much of the year.
Florida would be tempting for access to the mongering scene in Tampa or Miami. but it is hot as fuck for much of the year and plagued by hurricanes.
Southern California checks lots of boxes except for the cost of living may be prohibitive.
Has anyone visited Costa Rica? It seems to have pretty good mongering, weather, outdoor recreation and cost of living.
I did some research for Costa Rica but ended up not going due to lack of time. Sorry if this is stuff you already know.
OK for mongering but not great. Look at recent reviews for Hotel del Rey and the number of guys complaining about the (lack of) attractiveness of the women. It simply does not attract the same caliber of women as a place like Miami or Medellin. The government seems determined to “clean up” the tourist districts and they’ve had some success doing it. The laws remain friendly to independent escorts.
Cost of living is pretty similar to American prices. It’s not Nicaragua or Guatemala.
Every tourist guide says to watch out for the rainy season, but it sounds OK if you know how to plan around it. There are several major coastlines that will have different weather at different times. It’s not hurricane season in Florida.
It’s still super popular for beach activities. If you really like surfing or doing yoga on the beach or stuff like that, I’d definitely plan a long vacation to check it out.
Ski I think you make a good point it’s a lot harder for shitbirds to make it in the cold. It’s a nice filter although I’m not fan of it myself personally either.
Well perhaps that’s explains then it then
P4P typically takes a hard-hearted PL in Latin America. Full-time sex workers seem to generally be hard pimped. Sugar babies tend to be desperate and clingy. Women get even more harassment if they are open about wanting a sugar daddy. To find one who is, it helps to be the obnoxious type, who isn't bothered by unnerving women who aren't looking for a sugar daddy. Makes it even harder when you didn't grow up in the culture and can't pick up on subtle cues.
I mistakenly placed a comment for this thread under your other thread titled “Over Hyped Strip Club cities”. Any way , Casa Grande Arizona is a good option for retirees who like to monger. Phx/Tucson/Vegas/ TJ and the coastal cities are all reachable markets to get away easily with decent cost of living. Environment? Low taxes, sunny weather, no earthquakes, no snow, no hurricanes, low cost of living. If there is something yiu don’t like yiu should be able to buy it with the affordability compared to coastal areas.
@Subra - Prescott is a beautiful city. Stay clear of Phoenix. It pains me greatly to say it's a shit hole and getting worse daily.
Bit of a threadjack, but has anyone ever gotten or looked into getting cheap health insurance be (re-) enrolling in college? I think even many/most community colleges have it, with no underwriting questions.
—>“Stay clear of Phoenix. It pains me greatly to say it's a shit hole and getting worse daily.”
Eh? What’s wrong with Phoenix?
LW: when you say Phoenix, do you mean the surrounding cities also (Tempe, Scottsdale, etc)? When I say "move to Phoenix", what I mean is "find an upscale community within 30-45 minutes of downtown Phoenix".
^^ plan for over $1 million +. If you have that equity at your current home you can swing it easily. You have to enjoy driving in Phoenix, and generally tye freeways are really good outside of the morning and evening rush hours. Property taxes will set you back about $4k/annual, $2k insurance, and all the utilities for $500/monthly. You can double those figures living along the coast, and yiu wouldn’t even be considered “upscale” by any means. That’s average in So Cal.
@Subraman I moved to South Florida in the late 1980s it was cheap and construction was booming, now this area is as expensive as anyplace else that people want to relocate to, and the traffic is unbearable I have family and friends nearby and I’m not looking to work anymore but if I were a young guy starting out I’d be looking for opportunities and in my estimation the mid Atlantic region and the southwest are where most of the opportunities seem to be right now. If you’re looking for opportunity south Florida is pretty much done maybe west or north Florida still have some promise but it’s no longer possible to come here broke and establish yourself those days are over in this region.
Interesting to hear so many comments about AZ. I’ve lived in Tucson for more than 50 years, and am retired here. I travel to Phoenix regularly to see family and monger, but I don’t know if I can live there. Agree about Prescott and Prescott Valley being very nice, but pretty pricey now. Tucson has good food, good cycling, decent music, OK clubs, and is surrounded by mountain ranges that are over 9K in elevation. Those features continue to trump Phoenix in my book. Phoenix pros = multiple pro sports and much better air service!
Mate, that all seems okay... 1 million+ is cheap compared to the bay area, traffic is just as bad here, taxes etc all about the same. If I could get away with $1.5 or less, I'd be in good shape. I don't need much house -- I'd be thrilled w/ 2000 sq feet in a nice area, which all seems do-able
azdd, two questions! What's the summer temperatures like compared to Phoenix, seems like maybe just a few degrees cooler but still brutally hot? It takes what, 90 minutes to get to Phoenix?
I’d like to move to Spain. Beautiful country, completely first world, and lower cost of living.
@Subra - I'm talking about the city of Phoenix. Scottsdale is nice but pricey. Still recommend a long visit before making a final decision.
Prescott is about 90 minutes North of Phoenix. An easy drive. Prescott is 15 to 20 degrees cooler than Phoenix. A beautiful city and pricy.
Surprised no one is saying Albuquerque. Park City Utah. Las Vegas. Key West.
I’m 52 so I’ve got 15ish more years to figure out retirement. If Mrs C and I are still together, I guess it’ll be here in seattle doing whatever. Probably gardening, sneaking off to the strip club and whatever bullshit. If not, I’ll move back to london, get a house on bywater street, get a new suit on Saville row each year, go to the opera and symphony and galleries, eat at the pall mall club once a week, and at Lebanese on edgeware road at least once a week. I’ll shop at Cecil court for books, and take walks on Hampstead heath, and guzzle martinis at dukes. I will go full smiley, and never let a woman live with me for more than a weekend. I’ll vacation in Spain and Cornwall and the Yorkshire dales. SCs are bullshit there, but there’s whores everywhere. I bet sugaring with English girls is fun… they were slutty enough with a few bottles of Pinot Grigio in them back when I was sport fucking civvies in my 40s. The sugar scene must be amazing. A guy can dream…
@Subra - Tucson is usually about 5-10 degrees cooler than Phoenix in summer. However, the biggest difference I see is that Tucson cools down more at night. Phoenix has a huge heat island effect with all those roads and buildings radiating heat all night long. In the summer it routinely stays near 100 in Phoenix until 10pm or later. Tucson also has a more active summer monsoon given it is a bit closer to the Gulf of Mexico, which brings moisture north in late summer. If you live in northwest Tucson, like Dove Mountain or Marana, you can get to the southern edge of the Phoenix metro area in little more than an hour. However, there is a section of I-10 south of Phoenix that still only has two lanes in each direction, and sometimes it just loads up with traffic volume and slows to a crawl or even stops completely. Rush hour traffic in the Phoenix core can be ridiculous, not like LA ridiculous, but highly annoying, which is no fun when it’s 115 degrees at 5:30pm.
I guess what I always wonder about when people talk about retiring to other countries, are these countries really just gonna let you live there without paying their income taxes?
@ilb: no. But many countries have a deal with the USA where whatever you pay in one country comes out of what you pay in the other. The expensive part is the tax consultant. The uk is like this.
@dc Yeah I think I the other country's income tax is lower than the US, it's fine, you can take it as a credit. But I would guess Spain (for example) has a higher income tax, since it has more entitlement programs.
The top rate is 45% in Spain. So it’s higher than the USA at 37%. Though I doubt any Spaniard really pays that much… it’s a “rules are for getting around” type of place. Hahahaha
Good topic. As I had mentioned in another thread, thank god I like Miami - because I could never afford to leave. I’ve been in the same house for more than 30 years in what has now become an astronomically expensive neighborhood. The house is paid off, and my taxes are homesteaded to a 1990 basis. At a 20% rate, the Capitol gains taxes alone could be seven figures!
My retirement plan is societal collapse 🥳