SC's are luxury.. So.. Minimum salary?
FTS
So, like the discussion that got me thinking, here's a question to the older gentlemen who have seen the highs and lows of interest rates and inflation, bull markets and bear markets..... if you could be 25 again and know what you know now at your real age, what would be the threshold income you would have to receive in order to go to strip clubs on a somewhat regular basis?
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The first few times you will probably end up spend more to find a good dancer, so give yourself around $150 the first few trips until you find a few good dancers.
Then look at other sources of income. I once bought a 4 family apartment house for $147,000, put a lot of sweat equity into it and 2 years later sold it to Cumberland Farms for $275,000 (they tore it down and built a store). I reinvested most of the capital gain in a 5 family just before the real estate market crashed and lost most of it. My point is if you're working 9 to 5 getting by on a good salary but have some disposable income, save the difference. Save & invest now so you can blow it on strippers when you're an old fart.
I agree with DaOnion, as he summed it up best, imo. It all comes down to the debt you have, which is the biggest variable of how much will be your disposable income level. Also, like several others have said, if you are tight on your budget, then save up and bring just that amount of cash, and leave your atm and credit cards at home.
Depends on so many different things like the cost of living where you live how much you spend etc. I have been clubbing on & off for many more years than I care to count, both in strip clubs and regular nightclubs, along with regular vacations and long weekends, and I have never allowed myself to get into a situation where I would have problems with my finances. I work hard as the owner of a small business, pay all of my bills on time, own a house and a car, and I play just as hard as I work. I think its more about managing the income that you have and setting priorities, rather than just depriving yourself of any enjoyment. I have been fortunate and lucky in my life, 99% of luck is self made you need to be in the game to win. My retirement is mostly funded at this point in my life, and there is nothing that really I need, or desperately want that I cant afford.
Best answer I can give to the OP is that its all about balance, everything should be in reasonable moderation, so that nothing that you do infringes upon anything else, you need goals that you can stick to, as well as the ability to set priorities and budget accordingly. If you do this you should have no problems.
(income) - (expenses) > 0 means chose wisely
Sorry about stealing 4Got2Wipes line, but that really is brilliant. LMAO
I often wonder how that works out for JohnSmith, or whether his drug-addled brain is capable of any math at all.
If you are looking for investment goals or guidelines, maybe set aside equals amounts. I.e., if you want to spend $400 on SCs, then set aside another $400 for saving ($800 total). You can put the saving money into a 401k, but I would buy a 12 month CD each month, first. You would have a CD mature each month, then roll it into another 12 month CD. The money is more accessible than a 401k, which is important when you are starting out. Basically when you have an emergency, you know you have a CD at maturity, which you can tap.
JS, why do you say that? I can't say for sure, but I think good ol' farmerart was one of the wealthiest (if not THE wealthiest) guys on the board and he was also one of the most well liked.
If I could be 25 again, with the knowledge of my 50+ year old brain, I'd be a multi-millionaire, and not have to worry about making enough to go to strip clubs.
That's a fun bad boy thing to do at your age. Might help get you out of the friend zone.
At any rate, @25 you should focus on spending money on 18-22 year olds civii chicks, taking them out. Because half of those girls are almost strippers anyway, And will be more impressed with your $150 spending in one night than any stripper will
When I get some more female friends I'll take them to strip clubs. Unless they're strippers, in which case I'll take the OTC lol
SJG
origins of popular speculation
https://www.youtube.com/watch?v=FXNziew6…
It’s always wise to save some $$$ or at least have a rainy-day fund – but if one is always waiting to be in a better/surer financial situation to then have fun, then one may never get to have-it.
As twentyfive sorta mentioned; depriving oneself sucks – best to focus on trying to make $$$ so one can enjoy themselves rather than just trying to save $$$ to get by; IMO.
Look at some finance websites and see what they recommend in terms of savings and see if you can do that – so if you are debt free and able to save a certain amount; then enjoy the rest (tomorrow will take care of itself).
In any event, I always made sure that my basic expenses were covered. Any money left over I spent however I wanted to.