OT: Car Talk and needing wisdom droped into my life on a choice i need to make t
JuiceBox69
Fucking on Young N Dumb Chicken Heads
Usually I don't have much of a choice in things but this time I do...last November right before I got my money stacking my van broke down and I had only $500 to my name so I crushed it for $500 then as usual did the $1,000 down and have just now paid the car off.
It's needing some light maintenance and that is no big deal these days cuz I've stacked the chips in my favor this time.
I am tempted to just trade it in and walk away with another $5,000 car that will have no issues until a year or year and a half from now.
If I fix the current car and lower my insurance I can add $6,000 to my mutual funds by next year or just pay off another car to just avoid going to the mechanic.
Is their an a clear choice to be made from a money stand point ? Am I just being lazy ?
#TryingtoMakeGoodDecisions
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First off, what maintenance needs done and how much will it cost? I'm guessing new brakes, tires, etc?
List what needs done to get your existing car in top running shape then we can go from there.
I don't consider "maintenance" to me a repair, per se. I also would not get rid of a car (or very unlikely I would) for needing just "maintenance." Do you also need the timing belt replaced? Are you able to do your own repairs and maintenance? I do just because I don't have a ready way to increase billable hours, so it makes sense for me to save $$ by wrenching myself (I wish that wasn't the case).
Shailynn it would be a honor to have you kick me in my nuts....but just_the_nuts doh lol
I just took one of my cars in for annual maintenance and the service manager tried to get me to change my breaks and 2 front rotors for $2,400. I know that car will need brakes in the next 6-12 months, and prowbly front rotors too. I declined and laughed leaving the stealership. Went home and looked up all the parts, replace all 4 rotors and new brakes, $450 in parts and a $100 to a friend to help me, yeah I think I'll just do it myself.
Makes me regret not being a grease monkey. I can do simple jobs like a brake and rotor change but nothing too complex. Wish I knew how to do the complex jobs.
Take your car to advance auto / auto zone and have them run a scan on it - the dash lights could be as simple as replacing a fuse.
The hard start, maybe the car just needs new spark plugs or one of the plus isn't firing. The diagnostic at advance auto may reveal this issue as well.
Lastly ask around at work if anyone knows someone that can work on cars.
I have a guy that has a full time job but likes to play with cars on the side (an ex mechanic) he does some of my maintenance and repairs when I'm too busy for them and charges me a fraction of what a garage would. There's a lot of guys out there like that, so they aren't easy to find. If you find one, always tip him after he does work for you, and when you call him down the road for another repair, he'll probably remember your generosity and get your job done quicker.
Thanks for at least considering to answer my question guys
I do a lot of driving between work, casino and strip clubs out of state...kinda makes me feel it would be better to trade in every year and have a constant $5 k to pay off lol
Damn good advice
I would consider trying to buy a low mileage used car, if you have reasonable credit maybe a program car from a new car dealer, or one of the national car rental sales places or even Car Max. Be sure to buy one with a warrantee, and if you can, get the first few services free and pay it off over 2-3 years. It will be more dependable than those high mileage bombs you buy at the local used car rip off place and if you buy one with less mileage it should last longer than the payments, that will give you a chance to get your finances back on track for the longer term. If you aren't too picky you could find a decent used car for under 10 grand hopefully $500-$1000. should work as the down payment $9000. financed over 3 years shouldn't come to more than 290. payment per month assuming a 5% credit rate if you can negotiate smart you might get a better interest rate and reduce your payment substantially. Hope this gives you some guidance.
The DS wants me to give her my old car that needs new tires. Don't worry I said no. So now she wants to "buy" it. But she doesnt have the cash. What else could she possibly offer?
I ball like JS on the small level lol
New tires shit $5k new car
Js need tires shit $50k new car lol
Seaborn
Desert
Thank you guys for a solid advice to my situation..I will look into these options
Another option is to ask people behind the parts counter at the auto parts store or at the tire store, "where do you take your car to get serviced." Often they can lead you in on a geek shop that does good work but charges very low prices. Or you could check craigslist.
If you want to be in constant-payment-land with reliable wheels, you might consider something a little more $$ like a used Toyota Corolla (or some Scion) and get the newest one you can afford. You will get lots of utility out of that for the $$ into it. I don't know how much you want to spend on this though.
But back to JS69 comment, there are lots of people that do just that. They buy a car then sell it before the first major maintenance interval (tires, brakes, battery, etc). A car is basically just an appliance or a conveyance to many people. So they want it with as little hassle as possible. Nothing wrong with that. It's expensive over time (IMO) but still valid.