How many of you use some form of a cell phone payment app on a regular basis - any drawbacks to it?
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OT: Apple Pay ?
May 24, 2016, 4:31 PM
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Nope, I am extremely paranoid and don't need to give anybody easier access to my account than already necessary
Tiburon, funny thing is, Apple/Samsung/Google pay is actually making it more difficult for someone to get your info. The combination of encryptiom/unique identifier of the card on your device, a pin with more digits (or better yet, your fingerprints) and not having swipe on a card reader that may potentially be compromised, all leads to what could arguably a more secure transaction.
Certainly Apple/Samsung/Google pay is not infallible or without risks, but considering the alernative is a piece of plastic you can accidently leave somewhere and I can pick it up and use it no questions ask, you have to admit it has it's perks for the paranoid folks like yourself.
When I want to buy something, I bring a chicken.
Cash is king. Funny I either have $0 on me or $hundreds - there is no in between.
I should probably use Apple Pay since I always have my phone and forget my cards all the time.
Do strippers take apple pay yet? I never understood why more of them don't have a credit card slider on their smart phones.
Nope I use cash.
I misread the topic. I wanted to learn more, like if this "Apple Play" was a new fetish in the VIP area...lol
I pay for everything in apples
LOL
My Apple Pay usage is limited, as few of the places at which I shop accept it.
PayPal and Square Cash are my most used at the moment.
Nope. Only use cash almost exclusively. Learned the hard way with credit cards over the years.
Once in a while will use PayPal for EBay, etc.
Samsung Pay.
Pros - Extremely convenient, works everywhere, don't have to wait for those damn chip readers, wallet has become an afterthought when I don't need cash or my ID, I get notifications whenever I (or my wife) uses an attached card anywhere.
Cons - I am becoming even more crushingly dependent on my phone (as if I need more reason to freak out if I lost/forgot it), dealing with cashiers who ask too many questions about it or freak out about how it won't work on their card machines (but it always does).