OT: Apple Pay ?

avatar for Papi_Chulo
Papi_Chulo
How many of you use some form of a cell phone payment app on a regular basis - any drawbacks to it?

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avatar for a21985
a21985
9 years ago
Samsung Pay.

Pros - Extremely convenient, works everywhere, don't have to wait for those damn chip readers, wallet has become an afterthought when I don't need cash or my ID, I get notifications whenever I (or my wife) uses an attached card anywhere.

Cons - I am becoming even more crushingly dependent on my phone (as if I need more reason to freak out if I lost/forgot it), dealing with cashiers who ask too many questions about it or freak out about how it won't work on their card machines (but it always does).
avatar for Tiburon
Tiburon
9 years ago
Nope, I am extremely paranoid and don't need to give anybody easier access to my account than already necessary
avatar for a21985
a21985
9 years ago
Tiburon, funny thing is, Apple/Samsung/Google pay is actually making it more difficult for someone to get your info. The combination of encryptiom/unique identifier of the card on your device, a pin with more digits (or better yet, your fingerprints) and not having swipe on a card reader that may potentially be compromised, all leads to what could arguably a more secure transaction.

Certainly Apple/Samsung/Google pay is not infallible or without risks, but considering the alernative is a piece of plastic you can accidently leave somewhere and I can pick it up and use it no questions ask, you have to admit it has it's perks for the paranoid folks like yourself.
avatar for jackslash
jackslash
9 years ago
When I want to buy something, I bring a chicken.

https://www.youtube.com/watch?…
avatar for shailynn
shailynn
9 years ago
Cash is king. Funny I either have $0 on me or $hundreds - there is no in between.

I should probably use Apple Pay since I always have my phone and forget my cards all the time.

Do strippers take apple pay yet? I never understood why more of them don't have a credit card slider on their smart phones.
avatar for mrrock
mrrock
9 years ago
Nope I use cash.
avatar for trpterp
trpterp
9 years ago
I misread the topic. I wanted to learn more, like if this "Apple Play" was a new fetish in the VIP area...lol
avatar for crazyjoe
crazyjoe
9 years ago
I pay for everything in apples
avatar for Papi_Chulo
Papi_Chulo
9 years ago
LOL
avatar for georgmicrodong
georgmicrodong
9 years ago
My Apple Pay usage is limited, as few of the places at which I shop accept it.

PayPal and Square Cash are my most used at the moment.
avatar for warhawks
warhawks
9 years ago
Nope. Only use cash almost exclusively. Learned the hard way with credit cards over the years.

Once in a while will use PayPal for EBay, etc.
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