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OT: Apple Pay ?

Avatar for Papi_Chulo
Papi_ChuloMiami, FL (or the nearest big-booty club)

How many of you use some form of a cell phone payment app on a regular basis - any drawbacks to it?

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Avatar for a21985
a21985

Samsung Pay.

Pros - Extremely convenient, works everywhere, don't have to wait for those damn chip readers, wallet has become an afterthought when I don't need cash or my ID, I get notifications whenever I (or my wife) uses an attached card anywhere.

Cons - I am becoming even more crushingly dependent on my phone (as if I need more reason to freak out if I lost/forgot it), dealing with cashiers who ask too many questions about it or freak out about how it won't work on their card machines (but it always does).

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Avatar for Tiburon
Tiburon

Nope, I am extremely paranoid and don't need to give anybody easier access to my account than already necessary

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Avatar for a21985
a21985

Tiburon, funny thing is, Apple/Samsung/Google pay is actually making it more difficult for someone to get your info. The combination of encryptiom/unique identifier of the card on your device, a pin with more digits (or better yet, your fingerprints) and not having swipe on a card reader that may potentially be compromised, all leads to what could arguably a more secure transaction.

Certainly Apple/Samsung/Google pay is not infallible or without risks, but considering the alernative is a piece of plastic you can accidently leave somewhere and I can pick it up and use it no questions ask, you have to admit it has it's perks for the paranoid folks like yourself.

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Avatar for jackslash
jackslash

When I want to buy something, I bring a chicken.

youtube.com

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Avatar for shailynn
shailynn

Cash is king. Funny I either have $0 on me or $hundreds - there is no in between.

I should probably use Apple Pay since I always have my phone and forget my cards all the time.

Do strippers take apple pay yet? I never understood why more of them don't have a credit card slider on their smart phones.

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Avatar for mrrock
mrrock

Nope I use cash.

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Avatar for trpterp
trpterp

I misread the topic. I wanted to learn more, like if this "Apple Play" was a new fetish in the VIP area...lol

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Avatar for crazyjoe
crazyjoe

I pay for everything in apples

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Avatar for Papi_Chulo
Papi_Chulo

LOL

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Avatar for georgmicrodong
georgmicrodong

My Apple Pay usage is limited, as few of the places at which I shop accept it.

PayPal and Square Cash are my most used at the moment.

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Avatar for warhawks
warhawks

Nope. Only use cash almost exclusively. Learned the hard way with credit cards over the years.

Once in a while will use PayPal for EBay, etc.

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