79.9% APR offer on credit card!!!

I like that the Annual Fee is $75 as well.  It's like Financial Darwinism,  anyone that gets that credit card deserves it!

That is nothing...I've seen APRs advertised as high as somewhere in the 100s of percentage points.  So-called "pay-day" loans are some of the worst deals out there, and a lot of companies prey on soldiers with them, which is despectible IMO.  Honestly, I don't even know what the APRs are on my own credit cards...I just pay my account off every month.  Anyone that's paying an annual fee these days is being ripped off for sure.

This card sounds like a rip off scam.  Who knows what kind of reward programs it has though to justify the annual fee? 

Speaking of credit cards...I think it is stupid that strip clubs will charge outrageous fees on using your credit card or ATM.  The ATM fees are $15 or 10%, whichever is greater at the local club I go to.  The ATMs are so profitable that they now installed a second one.  The first one was by the entrance and now they bought a second one to place at the lap dance area.   

 hey I just noticed founder on here..good to see him using the blogs.  I try to stalk him by looking at his profile and reading all his posts but unfortunately the blog posts don't show up so it is harder to stalk him on the blogs/articles posts.

Whatever happened with usury??  It seems to have gone the way of the $5 lap dance ---those were the good old times!

I do not trust any ATM located in a club ---I rarely use an ATM unless it is physically attached with a bank

In my experience, most clubs will allow you to leave, go to the ATM across the street, and come back without paying an additional cover charge. They're not going to stop you from spending more money...

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