What's going on?

Speak the truth. And let your local talent know they have to up their game and lower those prices to keep you as a regular.

Tell her you picked up chlamydia in her club.

Either that or tell her some unexpected bills popped up and you're going to take some time off but then again I suppose an experienced vet like you already has a few answers in mind.

Tell her:

You know we've got to find a way To bring some lovin' here today, oh oh oh

Send her a dick-pic and tell her "this is what's up"

“I’d love to see you, but I’m having financial issues right now.” :p

“I’d love to see you, but I’m having financial issues right now.”

Oh, sure, like any stripper's gonna believe that about me after seeing my car, my clothes, my watch, my fashionable back-brace...

How about...

“I’ve found a place where the girls are as beautiful as you are, but it’s ok to have all the fun I want without sneaking around in the dark corner booth of a club, or trying to arrange something outside the club. All of this for MUCH less too. If you can beat that, I’m open to suggestions.”

"Oh sure, I'll be by soon to let my tired little boy sag into your giant beanbag chair"

Just copy/paste your FKK Sharks review and send it to her

Who says you have to respond at all? She probably sent the same text to 20 guys anyway.

But to your real point, the after glow will wear off sooner or later, at which point your itch to club locally will return.