I'll add one thing after reading Dominic's post. I'm not worried very much about using my credit card at the club, but I would NEVER, under any circumstances, use my debit card at a club.
If they overcharge you or try to rip you off on your credit card, you can dispute the charge and not pay the bill.
With your debit card, if they screw you, all of the cash immediately comes out of your bank account and you have to fight to get it back. Even if you win the dispute, you have to wait a while to get that money back. It could also cause you to bounce checks, if they drain your account and your mortgage check is in the mail or something like that.
So, credit card yes, debit card hell no.
I don't wish badly on anyone. I hope the kid does find whatever happiness and success he's looking for.
That said, he was definitely blowing smoke by pretending to be this huge overnight success in the music industry that was touring the country and getting super rich.
https://twitter.com/pnemesis24
https://www.youtube.com/channel/UC3HQfkjTeNZ7svXY13IHXeg
He only has like 100 Twitter followers and his hit song on YouTube has about 100 views. Not sure we'll see him at the Grammy's anytime soon. My guess is that he or his manager paid John Legend to appear on that one song of his. I guess "fake it til you make it" is his motto.
I don't know. On the one hand, it's better to be safe than sorry, so it can't hurt. On the other hand, I think it's a bit paranoid. I generally use cash only, but I have used credit cards occasionally. If I use my credit card, I always close out the tab right after the purchase and keep a copy of the receipt. Usually, that's just at the bar for food and drink, but I have pre-paid a VIP before. In all cases, I've gotten both my credit card and the receipt back right away.
I feel pretty confident that my credit card company, which I have a longstanding relationship with, with honor my dispute if I ever had one. Also, if I was ever drugged or anything like that, I'd immediately file a police report along with my credit card dispute.
I think cash is still the best way to go, but occasionally charging some food and drinks and then closing out the tab right away seems low risk to me.
Comments made by WTFlock