day_trader

@desertscrub Someone's not a happy camper today. Cheer up bud it's the weekend. Maybe have your morning coffee before logging onto tuscl, just a thought. On the pre-approved offer that I got on email, it gave me the option to call a toll free number or to book an appointment. I'm not sure if I would have still gotten the same offer if I just did everything online. I had other business to do at the bank as well so I just booked an appointment. @Cashman I've had my other credit card for years, pre pandemic my credit rating never really went up by any significant amounts. It wasn't until the last couple of years that it went up lots. Not complaining though, I can pretty much get a card anywhere now. @From978 Haha yeah I know.

@Tiburon That sb rate was the most I ever paid for a single date. I'd say $300-$500 is average for most areas, unless your in high rent area like LA or NYC.

If your traveling to any decent size city you should find enough options, you only need one to say yes, but I would have at least a few options before making your trip, things do and can come up. I would just be straight up with them and negotiate something that works for the both of you. When onsite I like to play around with it, try different approaches, find out what works and what doesn't, etc. Yeah some will try and scam on their. Just don't send them any money before meeting.

I have spent around 1k on a few clubbing trips. The most spent on any one girl was around $500 on extras girls, and $300 when extras weren't involved. Most on a sb was $400.

Historically I've been terrible with credit. However a few months back my bank sent me a pre-approved offer for a credit card, and I took it. Went to the bank to fill out some paper work, didn't do any checks on me, and even offered to up the original limit. I always carry a balance, but also always pay more then the minimum on repayments. During the pandemic my credit rating has gone up some 130+ points. It basically stayed the same pre-pandemic, and I'm not doing anything differently now, not sure why it went up so much.